With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. These begin in Year 1 at 9%, and they gradually grade down to . Considered strong and stable financially, Upstream has been assigned a B++ rating from A. Annuity Gator, Cortaro, Arizona. Annuity Gator is a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. As a source of guaranteed income delivered by a. Adam Grubius LICENSED ANNUITY ADVISOR. The Lifetime Income Benefit with the IAV rate of 5. 70% for joint life (both you and your spouse. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. Fisher is spot on in sharing the importance of keeping costs low. So in this scenario, you would actually be guaranteed a rate of 4. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 12:36 PM, 16 June 2017 . Best, and an A- (Strong) from Standard & Poor’s. Annuity Gator. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be;American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. Fixed, variable, and indexed annuities all offer the opportunity to convert, or “annuitize”, and generate a stream of income for a set time period, or even for the remainder of your lifetime. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. He. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Guaranteed lifetime income in retirement. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. With more than $9. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 2. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. My name is Brian Greco. The annual charges for these are 0. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. 60% a year, and the maximum annual fee for the life of the contract is 2. We can help you with the following three areas: 1). In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. So, feel free to reach out to us by phone at (888) 440-2468 or via email by going to. The Annuity Gator’s End Take on the Athene Agility 7-Year Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. Annuities can be complex. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). The table below shows how the performance of the S&P 500 index affects the interest that is credited to the value in the index account. If you’re still considering the FG Guarantee Platinum 7. This annuity allows you to turn a lump sum of money into a steady income stream right way. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. So, if you are still considering the. If you’re still considering the Navigator Elite MVA annuity from. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. (Then, following the initial guaranteed option period, renewal interest rates. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. Your broker or plan administrator can set this up for you. All of this adds up to the Annuity Gator commitment that you’ll get peace of mind knowing how much you need to comfortably retire and — which annuities can provide you the highest guaranteed benefits. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. Independent annuity professionals provide honest. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. But the tradeoff here is these riders oftentimes require an added expense. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Protection from loss in a down market. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. Despite the current volatility in the market and the low. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. The minimum fee for this feature is . For producing an income for life that cannot be outlived by a surviving spouse. If you’re still considering the Farm Bureau Select IV New Money 4. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. The Annuity Gator. Use the form on our website and one of the AnnuityGator. In this case, for instance, it provides greater downside protection in the case of a market downturn. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . Annuity Basics. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. He took the time to educate me on the alternatives available in the field of annuities. For instance, this annuity has ten years of back-end surrender charges. Learning about how annuities work is essential for determining whether or not a. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. My name is William Seeley. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). Independent annuity professionals provide honest advice, better products and personalized products for your situation. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. This seemingly endless stream of annuity. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. With that in mind, having an income plan in place before it is actually needed is highly recommended. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . Annuity Gator Annuity Gator Reviews 350 • Excellent 4. We look forward to hearing from you. ”. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. These contributions are tax-deductible and they grow tax-deferred. Annuity details can be somewhat cumbersome to digest. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. Rather, it will simply be credit with 0% for that period. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. Terry Heys President, CEO of Annuity Gator. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. 20% for a single Life or 2. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. 0 out of 5. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. Share Tweet Pin it Share. The Annuity Gator’s End Take on the Northwestern Mutual Select Platinum Annuity Where it works best: There are several areas where this annuity could work well, such as for those who are seeking: Protection of principal – regardless of what occurs in the market A set interest rate for a guaranteed period of timeOur experts place a key focus on retirement income and related needs. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. Welcome. Hi Ken – Thank you for your comment. My name is Ryan McNeill. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. We. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annuities are not usually associated with the best way for that. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. 25%. S&P 500 Performance. Dynamic Balanced Index II May 2016 – April 2017. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. schedule your web demo. M. 5% will also come with an annual rider fee of 0. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. We look forward to helping you create your retirement savings and income strategy. Best. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. My name is William Seeley. Here you’ll find resources to help you retire with confidence. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. It’s our firm belief that when. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. Calculate all of the annuity fees (some annuities have obscure fees). This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. However, they differ from regular fixed annuities in the way their return is determined. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. Which sounds really cool at first. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. Headquartered in Newport Beach, California, Pacific Life. ) By paying this fee, your money will grow or step-up in a separate account. How to get guaranteed increasing income for the rest of your life. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. Beware of these annuity websites. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. com Visit this website Write a review 4. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take On The Prudential Variable Annuity. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. These fees include an annual contract maintenance. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. 5:38 PM, 19 February 2019 . The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. Plus, if you withdraw funds from the annuity when you are under. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. 00%. Again no pressure to buy anything. 75% to 6%, depending on your age and the income. At Annuity Gator, we take the frustration out of shopping for annuities. Annuities Explained. At Annuity Gator, we specialize in educating consumers – and financial advisors – on how to secure streams of reliable, ongoing income in retirement, which can alleviate the concern about running out of money when you need it the most. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. 21% and 1. 8 350 total 83% 5% 2% 2-star 2% 1. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. 35%. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. Annuity Gator provided the contact with Joshua, and I am glad they did. Learn More About Me. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus. My name is Matthew Taub. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. (There are several other rate guarantee periods also available on the Solutions MYG annuities). The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. 20% for a single Life or 2. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 70% for joint life (both you and your spouse. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. An annuity is designed to give you income. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. The Annuity Gator’s End Take on the New York Life Premier Variable Annuity ll Where the annuity works best: As a variable annuity, the Premier Variable Annuity ll from New York Life could be a viable option for those who: Want the opportunity for high, market-related returns Are seeking a lifetime incomeAXA describes the Structured Capital Strategies Plus annuity as a tax-deferred financial product that provides the opportunity for upside potential, as well as downside protection. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. For example, on a $100,000 portfolio, the. For investors who have a family history of life longevity. As of year-end 2018, American Equity. This is because the contract will provide the. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. 85% and 0. 6:01 AM, 22 March 2019 . Where it works best: For producing a reliable, “pension-like” guaranteed income stream. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. Compare the annuity’s performance against. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeThe Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: A reliable income stream right away (or one that starts within 12 months after purchasing. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. Our annuity experts are also available to answer any of the question or concerns that you. 75% to 6%, depending on your age and the income option. The Annuity Gator’s End Take on the General American Power Select Plus Fixed Index Annuity Where it works the best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works the worst:These include the following: Annual contract fee (if the annuity’s contract value is below $25,000) – $30. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. How EMC National Life Describes the Single Premium Annuity. In the case of the LiveWell 10-Year Fixed Index Annuity from Sammons, you will find that if you choose to add the optional guaranteed lifetime withdrawal benefit, there is an additional fee involved. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. These charges typically apply to withdrawals taken out of the account during the first six to eight years, and they are one-time fees, but surrender periods could last for as long as 10 years. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. The company offers more than 100 in-depth company reviews, a free online quiz, and free consultations with no obligation. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. Hagin . The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. He answered every question and never pushed for a sale. Sources Retirement Uses for Your Health Savings Account (HSA). I help clients all over the country find ways to. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Your choice of interest rate guarantee periods. These begin in Year 1 at 9%, and they gradually grade down to . The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. We look forward to assisting you. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. When the underlying index performs well, a. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. The company offers more than. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. In fact, within a relatively short time for an insurer. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Best, and an A- (Strong) from Standard & Poor’s. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. What's the biggest question that you have about annuities? *. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. David was extremely helpful from start to finish. Share your videos with friends, family, and the worldMYGA Plus. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Despite the current volatility in the market and the low-interest. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. 2 billion. My name is Robert ”Bob” Gardner. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. Annuity Gator – Ryan Smith Bio. My name is Donna Lee. That’s where having an Annuity Investigator who loves math comes in. What's the biggest question that you have about annuities? *. 1. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. Annuities are a unique product in that. We have been doing this for quite a few years now – far longer than our competitors. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Best, The Annuity Gator P. The opportunity for additional, index-linked. Annuity Basics. So in this scenario, you would actually be guaranteed a rate of 4. Given this, it is important to consider any annuity a long term financial endeavor. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. Despite the current volatility in the market and the low. With more than 58% of United Heritage’s overall. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. Many indexed annuities will actually allow you to track multiple indexes from a list of options. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. I received a thorough understanding which left me at ease with a clear mind. Annuities are a unique. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. For instance, the Better Business Bureau has given Athene an overall grade of C-. If you have been seeking more information about annuities online, you have. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. M.